The profit split is the wrong number
Every crypto prop firm advertises its profit split, and almost every comparison ranks firms by it. That is the wrong measure. A split is a percentage of a payout you have not received yet, and three other variables decide what actually lands in your wallet.
What you want to compare is expected money received: the split, multiplied by how much capital you can realistically reach, adjusted for how often the firm actually pays and how long it takes.
The arithmetic, worked through
Take two firms. Firm A offers a 90% split on $100,000 and pays in 14 days. Firm B offers 80% on the same account and pays in 24 hours. You produce a 5% monthly return.
| Firm A (90%, 14 days) | Firm B (80%, 24h) | |
|---|---|---|
| Monthly gross profit | $5,000 | $5,000 |
| Your share | $4,500 | $4,000 |
| Payout cycles per year | ~24 | ~52 possible |
| Capital exposed to firm risk | Up to 14 days of profit | Up to 1 day of profit |
On paper Firm A pays $500 more per month. But the money sitting inside Firm A is money you do not control, held by a private company you cannot audit. Whether $500 a month compensates you for two weeks of counterparty exposure is a judgement about the firm, not about the split.
The rule of thumb we use
A 10-point difference in profit split is worth roughly one tier of counterparty risk. Take 90% from a firm with four years of history and a European registration. Do not take 90% from a firm founded last year with unpublished ownership — take 80% from someone you can find.
Every firm, ranked on payout terms
| Firm | Profit split | Max allocation | Advertised payout |
|---|---|---|---|
| Breakout | 80–90% | $200,000 | Under 24h |
| HyroTrader | Up to 90% | $400,000 | 1–3 days |
| Crypto Fund Trader | 80% | $330,000 | 1–7 days |
| BrightFunded | 80% | $400,000 | Bi-weekly |
| E8 Crypto | 80% | $400,000 | 3–5 days |
| City Traders Imperium | 70–100% | $200,000 | 5–7 days |
| Alpha Capital Group | 80–90% | $400,000 | 5 days |
| For Traders Crypto | 80% | $300,000 | 7–14 days |
| WenCrypto | 75% | $100,000 | 7–14 days |
| BEM Funding | 75–85% | $200,000 | 14 days |
Allocation matters more than split
A 10-point split difference changes your income by roughly 12%. Doubling your allocation doubles it. Yet traders spend far more time comparing splits than comparing scaling plans.
What to check in a scaling plan:
- The trigger. Consecutive profitable months, or cumulative profit? Consecutive is much harder and much slower.
- The increment. A 25% increase every four months is a very different trajectory from doubling every two.
- The ceiling. $400,000 is the highest in our table. Firms advertising more are usually describing an aggregate across multiple accounts.
- Whether the split scales too. Some firms raise the split as the account grows; most do not.
Speed is a safety measure, not a convenience
A short payout window is usually read as a nice-to-have. It is better understood as a risk control. Every day between earning profit and receiving it is a day that profit is an unsecured claim against a private company.
Fast payouts also carry information. A firm that pays in under 24 hours has automated the process and has the liquidity to do so. A firm quoting "1 to 7 days" is telling you the process is manual and that someone reviews each request — which is exactly when disputes appear.
So which firm pays out the most?
On advertised terms, City Traders Imperium publishes the highest ceiling with a route to a 100% split — but only on spot majors, with a $200,000 cap and a five-to-seven-day window.
On expected money actually received, the better answers are HyroTrader — 90%, $400,000, 1–3 days — and Breakout, which pays less on paper but faster than anyone else and on demand rather than on a cycle.
If you take one thing from this page: compare payout windows as carefully as you compare percentages, and treat every figure here as the firm's published claim until a withdrawal has actually been logged against it. Our methodology explains that distinction.
Affiliate disclosure
Some links on this page are affiliate links: if you buy a challenge after clicking one, we may earn a commission. It costs you nothing extra and it does not move a firm up or down our table — scores come from a fixed published formula applied before any commercial conversation. Full disclosure.
Risk warning
Trading leveraged crypto derivatives carries a high risk of loss. Challenge fees are generally non-refundable and most participants never reach a payout. Nothing on this site is financial advice, and we are not a licensed adviser, broker or prop firm.